The Canada Revenue Agency (CRA) has announced important details regarding the Goods and Services Tax/Harmonized Sales Tax (GST/HST) credit for October 2025. Eligible individuals can expect a payment of $698, aimed at providing financial relief amid rising living costs. This credit is designed to support low- to moderate-income families and individuals, helping them manage their day-to-day expenses. Understanding the payment dates and the process for claiming this credit is crucial for those looking to benefit from it. The following sections delve into the specifics of the October 2025 GST/HST credit, including eligibility criteria, payment timelines, and how to claim your credit.
Payment Dates for the October 2025 GST/HST Credit
The CRA distributes the GST/HST credit quarterly. For those eligible for the upcoming payment, the scheduled date is set for October 5, 2025. This payment will reflect the annual credit amount, which is adjusted according to family size and income level.
Payment Schedule
| Payment Date | Amount |
|---|---|
| January 5, 2025 | $174 |
| April 5, 2025 | $174 |
| July 5, 2025 | $174 |
| October 5, 2025 | $698 |
Eligibility for the GST/HST Credit
To qualify for the GST/HST credit, applicants must meet specific criteria set forth by the CRA. The principal requirements include:
- Being a resident of Canada.
- Age: You must be at least 19 years old or have a spouse or common-law partner.
- Income thresholds: Your family income must fall below certain limits, which are updated annually.
Individuals can check their eligibility status through the CRA website or by contacting the agency directly.
How to Claim the GST/HST Credit
Claiming the GST/HST credit is a straightforward process. Here are the steps to ensure you receive your credit:
- File your tax return: You must file your income tax return, even if you have no income. This establishes your eligibility for the credit.
- Provide accurate information: Ensure that your tax return includes your family size and income information accurately.
- Register online: If you prefer, you can register for the GST/HST credit through the CRA’s My Account online portal.
For those who miss the regular tax filing deadline, late applications can still be submitted, and credits will be calculated accordingly.
Additional Resources
If you need more information regarding the GST/HST credit, the CRA offers resources and guidance:
- CRA GST/HST Credit Information
- Wikipedia – Goods and Services Tax (Canada)
- Forbes – Understanding the GST/HST Credit
Conclusion
The October 2025 GST/HST credit is a vital financial support mechanism for many Canadians facing economic challenges. By understanding the payment dates, eligibility criteria, and claiming process, individuals can effectively navigate this benefit. Timely action will ensure that eligible Canadians receive their due support when they need it most.
Frequently Asked Questions
What is the CRA GST/HST Credit?
The CRA GST/HST Credit is a tax-free payment designed to help low- and modest-income individuals and families offset the costs of the Goods and Services Tax (GST) or Harmonized Sales Tax (HST) they pay. It is administered by the Canada Revenue Agency (CRA).
How much is the GST/HST Credit in October 2025?
The GST/HST Credit payment for October 2025 is set at $698 for eligible individuals. This amount may vary based on income and family size.
When will the GST/HST Credit payments be issued?
The CRA typically issues GST/HST Credit payments quarterly. For October 2025, the payment date is scheduled for the last business day of the month.
How can I claim the GST/HST Credit?
To claim the GST/HST Credit, individuals must file their annual tax return and complete the appropriate sections. Eligibility is determined based on income and family situation.
Who is eligible for the GST/HST Credit?
Eligibility for the GST/HST Credit is based on income levels, family composition, and residency in Canada. Generally, individuals or families with low to modest incomes may qualify for this credit.